That question deserves a direct reading of the records rather than a slogan, and the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale resolves into layers once the records are read in order. Typical total commission runs 5 to 6 percent, which is why the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale always separates the headline price from the amount a seller actually keeps (National Association of Realtors, 2025). Redfin commission analysis found the average buyer agent commission at 2.4 percent in early 2025, while a companion seller survey found 37.4 percent of sellers negotiated, a reminder that the commission inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale is customary rather than fixed by law (Redfin, 2025). One caution inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale comes from the seller profile: for sale by owner outcomes trail agent assisted medians nationally, 360,000 dollars against 425,000 dollars, even before time and repair costs are counted (National Association of Realtors, 2025).
Key Findings
- The commission line inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale follows the typical total of 5 to 6 percent reported for this market, and it applies to the full sale price rather than to the seller equity (National Association of Realtors, 2025).
- For closing, budget the owner share at 1 to 2 percent of the sale price (U.S. Department of Housing and Urban Development, 2025) on federal guidance, the working assumption behind every listed versus direct comparison of the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale.
- On a 650,000 dollar listed sale, the deductions stacked inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale are commission of 32,500 to 39,000 dollars, closing costs of 1 to 2 percent, repair credits of 10,000 to 30,000 dollars and holding expense of 15,000 to 35,000 dollars over three to six months (National Association of Realtors, 2025).
- Publication 523 frames the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale around a simple pair of numbers, 250,000 dollars of excluded gain for single filers and 500,000 dollars for married couples filing jointly, with eligibility doing all the real work (Internal Revenue Service, 2026).
- The sample compiled for this report covered 53 homes built in 1980 or earlier in 33629, and builders acquired 41 of them, a builder demand rate of 77.4 percent, which frames the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale from the start (Frontier Capitals, 2026).
What does the commission line remove from a 1,500,000 dollar price?
South Tampa rewards sellers who separate the value of the house from the value of the ground beneath it, and the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale turns on exactly that separation. Typical total commission runs 5 to 6 percent, which is why the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale always separates the headline price from the amount a seller actually keeps (National Association of Realtors, 2025). Redfin commission analysis found the average buyer agent commission at 2.4 percent in early 2025, while a companion seller survey found 37.4 percent of sellers negotiated, a reminder that the commission inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale is customary rather than fixed by law (Redfin, 2025).
What do seller closing costs and the stamp tax remove next?
Two sellers on the same street can face opposite answers on the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, and the difference is usually visible in the parcel file. On settlement, the seller portion is modeled here at 1 to 2 percent of price (U.S. Department of Housing and Urban Development, 2025) following federal guidance, and that modeling runs through the whole kept amount discussion for a 1,500,000 dollar Palma Ceia / Sunset Park sale whenever a listed closing is weighed against a direct one. One seller cost in the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale is set by statute rather than negotiation: the documentary stamp tax of 0.70 dollars per 100 dollars of consideration, equal to 4,550 dollars at a 650,000 dollar price (Florida Statutes, Chapter 201).
Readers working through the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale will also want how much it costs to sell a house in Palma Ceia / Sunset Park, what closing costs Palma Ceia / Sunset Park sellers typically pay and how homeowners calculate net proceeds from a Palma Ceia / Sunset Park sale, along with the coverage page for this market, because each of those reports draws on the same 33629 sample and record set while answering a different question.
What is the resulting kept range before loans and taxes?
Price, time and certainty trade against each other throughout the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, and the local sample shows the shape of that trade. The listing cost ledger on a 650,000 dollar sale shows why the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale is a net question: commission at 5 to 6 percent takes 32,500 to 39,000 dollars, seller closing costs add another 1 to 2 percent, repair credits and reductions run 10,000 to 30,000 dollars, and three to six months of Tampa carrying cost adds 15,000 to 35,000 dollars, leaving the low 500,000s before any price cut (National Association of Realtors, 2025). The calendar is a priced term in the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, because 7 to 21 days to close directly contrasts with 60 to 120 plus days for a listed older home, and a chosen closing date or leaseback can be written into the direct route (Redfin, 2026).
Which remaining items can still reduce the kept amount?
The documents come first in the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale: parcel records, recorded deeds, sold comparables and the cost ledger. The Section 121 exclusion shelters up to 250,000 dollars of gain for a single filer and 500,000 dollars for a married couple filing jointly, subject to the ownership and use tests, and that shelter is the first question inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale (Internal Revenue Service, 2026). Gain in the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale is sale price minus basis and selling expenses, and Publication 551 is the reference for basis, including the stepped up basis rules for inherited homes (Internal Revenue Service, 2025).
How does a direct sale at the same price change the kept figure?
What follows on the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale works from the compiled sample and the public records, keeping each figure tied to its source. The sample compiled for this report covered 53 homes built in 1980 or earlier in 33629, and builders acquired 41 of them, a builder demand rate of 77.4 percent, which frames the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale from the start (Frontier Capitals, 2026). Not every direct route prices alike in the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, since the instant buyer study of 532 transactions found a median of 8 percent below market value plus service fees near 5 percent, a very different ledger from a builder land bid (Clever Real Estate, 2026).
How does the arithmetic look when it is written out in full?
The arithmetic itself is short enough to check by hand, and every rate in it comes from the sourced ledger used across this series. Commission at 5 percent of 1,500,000 dollars is 75,000 dollars, and at 6 percent it is 90,000 dollars, so the commission line alone removes between 75,000 dollars and 90,000 dollars from the price before anything else is counted.
Seller closing costs at 1 percent of 1,500,000 dollars are 15,000 dollars, and at 2 percent they are 30,000 dollars. The documentary stamp tax at 0.70 dollars per 100 dollars of consideration is 10,500 dollars at this price, because 1,500,000 dollars contains 15,000 hundreds and each hundred carries 0.70 dollars of tax.
Adding the low ends together gives total deductions of 100,500 dollars, and subtracting from 1,500,000 dollars leaves 1,399,500 dollars kept. Adding the high ends gives deductions of 130,500 dollars and a kept figure of 1,369,500 dollars. The kept range on a listed sale is therefore 1,369,500 dollars to 1,399,500 dollars, before any mortgage balance is repaid, before any tax on gain, and before prorations that settle on the closing statement.
What does a seller keep at this price when a Palma Ceia / Sunset Park sale stays off market?
Privacy is the first term inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, and in this neighborhood it has a visible meaning. A listed sale in Palma Ceia / Sunset Park puts photography online and a sign on the lawn in front of the neighbors, while a private sale tied to the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale involves no showings, no open houses and no public marketing period, so the household routine and the asking figure stay between seller and buyer until a deed records.
Timing flexibility is the second term inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, and it is written into the closing date itself. A direct closing can land in 7 to 21 days when speed matters, or it can be scheduled months out with a leaseback while the next home is finished, set against the 60 to 120 plus days a listed older home commonly needs, and that spread changes the real cost of the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale.
The commission term inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale is the largest single saving, and it is simple arithmetic. At the typical total commission of 5 to 6 percent (National Association of Realtors, 2025), a 650,000 dollar sale sends 32,500 to 39,000 dollars to commissions, and a direct sale arranged around the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale removes that line entirely instead of trimming it at the margin.
Seller closing costs are the fourth term inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, the quiet line that listed sellers often meet too late. Seller side closing costs in the arithmetic of the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale typically run 1 to 2 percent (U.S. Department of Housing and Urban Development, 2025), and once they are added to commission the combined deduction commonly exceeds 40,000 dollars on a 650,000 dollar transaction, money that stays with the seller when neither charge is imposed in a sale arranged around the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale.
Condition is the final term inside the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, and for an older house it can be the deciding one. A private buyer takes the house as it stands, so the 10,000 to 30,000 dollar inspection repair credits and price reductions that older listings routinely produce never appear, and no pre closing repair list stands between the seller and the closing date chosen for the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale.
Frontier Capitals works as a wholesaler in the technical sense throughout the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale: the company sources off-market deals to builders, buys directly from the seller and places the deal with a vetted builder, and it never claims to be the builder who will construct the next house on the lot.
Methodology and limitations
This report on the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale rests on the sample compiled for this series, which covered 53 homes built in 1980 or earlier in 33629 and recorded 41 acquisitions by builders, a demand rate of 77.4 percent (Frontier Capitals, 2026). The sample was drawn from builder sought older housing, so the 77.4 percent figure describes the sampled homes rather than every property in the ZIP code, and no rate used on the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale should be read as a census of Palma Ceia / Sunset Park. Parcel facts for the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale were taken from the county property appraiser record (Hillsborough County Property Appraiser, 2026) and recorded history from the Clerk of Court archive (Hillsborough County Clerk of Court, 2026), while sold prices and market patterns were checked against the listing and valuation records cited in the Sources. The kept range is arithmetic from the sourced rates on a stated price, before any mortgage payoff, tax on gain above an exclusion, or prorations, because those three items depend on the individual seller and are not fixed by the neighborhood data.
The kept range still assumes full Florida disclosure of hidden material facts under Johnson v. Davis, a duty that applies at this price exactly as at lower ones (Florida Supreme Court, 1985).
Conclusion
The evidence assembled here points to one habit that serves a seller in every version of the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale: work from the parcel record and the closing record, price the route as well as the house, and judge each offer on the amount kept and the date certain rather than on the headline figure alone. Frontier Capitals can run the comparable set behind the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale for a single address on request.
At this price level, would you rather negotiate the headline figure or negotiate the lines that decide what you keep?
Frequently Asked Questions
What is the kept range on a 1,500,000 dollar listed sale?
Commission at the typical 5 to 6 percent range is the largest single deduction in most versions of the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, larger than closing costs and larger than most repair credits (National Association of Realtors, 2025). Within the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, the buyer agent portion averaged 2.4 percent in the first quarter of 2025 measurement, rising to 2.42 percent by the third quarter in the later analysis (Redfin, 2025).
How much is the stamp tax alone at that price?
Federal guidance behind the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale values the owner share of settlement at typically 1 to 2 percent (U.S. Department of Housing and Urban Development, 2025), a band that reads as modest in print and lands in five figures at Palma Ceia / Sunset Park prices. Florida documentary stamp tax on deeds is charged at 0.70 dollars per 100 dollars of consideration, which makes it 4,550 dollars on a 650,000 dollar sale and a predictable, arithmetic piece of the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale (Florida Statutes, Chapter 201).
Does the kept range include paying off my mortgage?
The listing cost ledger on a 650,000 dollar sale shows why the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale is a net question: commission at 5 to 6 percent takes 32,500 to 39,000 dollars, seller closing costs add another 1 to 2 percent, repair credits and reductions run 10,000 to 30,000 dollars, and three to six months of Tampa carrying cost adds 15,000 to 35,000 dollars, leaving the low 500,000s before any price cut (National Association of Realtors, 2025). The calendar is a priced term in the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale, because 7 to 21 days to close directly contrasts with 60 to 120 plus days for a listed older home, and a chosen closing date or leaseback can be written into the direct route (Redfin, 2026).
Can a direct sale keep more even at a lower price?
For a principal home, the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale starts with the exclusion amounts: 250,000 dollars of gain for a single filer and 500,000 dollars for a married couple filing jointly, when the tests are met (Internal Revenue Service, 2026). A seller cannot finish the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale without a basis figure, and the basis publication explains original basis, adjustments and the stepped up basis of inherited property (Internal Revenue Service, 2025).
Where does tax on the gain fit into this arithmetic?
Rank 1 of 189 neighborhoods rests on depth of evidence, and for the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale that evidence is 53 sampled older homes with 41 builder acquisitions in 33629 (Frontier Capitals, 2026). Instant buyer evidence belongs in the kept amount after a 1,500,000 dollar Palma Ceia / Sunset Park sale as a contrast: an analysis of 532 Opendoor and Offerpad transactions found instant purchases closed at a median of 8 percent below market value with service fees of about 5 percent (Clever Real Estate, 2026).
Sources
- National Association of Realtors, 2025. Typical seller commission structures, Tampa-St. Petersburg market. Industry report.
- U.S. Department of Housing and Urban Development, 2025. Settlement cost guidance: seller closing costs typically 1 to 2 percent of the sale price. Government data.
- Florida Statutes, Chapter 201. Documentary stamp tax rate of $0.70 per $100 of consideration on deeds. Official record.
- Redfin, 2025. Commission analysis: average buyer's agent commission 2.40% for homes sold in Q1 2025. Market data.
- National Association of Realtors, 2025. Profile of Home Buyers and Sellers. Industry report.
- Hillsborough County Clerk of Court, 2026. Official records: deeds, probate filings and recorded restrictions for 33629, Tampa FL. Official record.
- Internal Revenue Service, 2026. Publication 523, Selling Your Home: Section 121 exclusion, ownership and use tests, and partial exclusion rules. Government data.
- Internal Revenue Service, 2025. Publication 551, Basis of Assets. Government data.
- Florida Supreme Court, 1985. Johnson v. Davis, 480 So. 2d 625 (Fla. 1985): duty to disclose facts materially affecting value not readily observable and not known to the buyer. Official record.
- Clever Real Estate, 2026. Analysis of 532 Opendoor and Offerpad transactions, May 2023 to June 2025: median 8 percent below market value; service fees about 5 percent. Market data.